The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". (by Issuer). Edited for typos. Transfer registration. What credit cards don't require a deposit? In addition, it is not any companys responsibility to ensure all questions are answered. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. endstream As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. endobj How to Add Authorized Users & Employee Cards on a Business Credit Card? Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . Pay down this card's balance quickly to improve your credit. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. endobj Your card provider holds the right to approve or deny your request for a balance transfer. You may want to hire a professional before making any decision. It has a 256-day expiry and credit is rolled over if you renew before the expiry. How are Banks Adapting to Meet New Needs Because of Coronavirus? Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . This could save you money if you're moving the balance to a card with a much lower interest rate. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. How long do balance transfers take with Chase? Myki (/ m a. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. The . JavaScript must be enabled to use this site.We're sorry for any inconvenience. It seems pretty archaic having to fill out a form and send it in for a replacement Myki. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). Apply for a traffic accident report; I realise this is not a life-changer, but there's a principle at stake. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. 0000002274 00000 n
Choose your top up value and minimum balance. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. From the pop-up options, select 'Deactivate'. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. Auto top up and Auto-load cant be transferred to your new myki. <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? View all transactions related to your myki for the previous 6 months, select your myki then select Activity. Your myki smartcard expires after four years. My old one is registered and everything with my account but there seems to be no way to import that one in. If you're using an international payment card you won't be able to top up via the PTV website. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. I'm glad I don't need to catch public transport anymore. New comments cannot be posted and votes cannot be cast. k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. We're working to improve the messaging. To keep travelling with auto top up or Auto-load, youll need to set it up again. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. You may also need to restart your phone after updating the app. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. 0000011139 00000 n
As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Carrying that balance is costing you $1,000 a year in interest. What's Auto-load? Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. From the "I Want To" drop down menu, find "Transfer a Balance.". Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. What a frikkin waste of money! This lets you contact us to request a refund of any balance on the Mobile myki. endobj Do You Have to Be a Student to Get a Student Credit Card? This will let you manage your myki as you would a physical myki card. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. No. I've got a new Myki in my Seniors package. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Just one more benefit you enjoy as a COPFCU member. I know it's not possible to do it online. I have a card with $19.90 on it. If you have Mobile myki you can set Auto Load via the Google Pay app. endobj The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> How Many Credit Cards Should a College Student Have? You will need to provide identification to show that you are the registered myki card holder. You can manage up to 8 mykis through one account. 3. Hire the best financial advisor for your needs. 182 0 obj and our Now, on the form it says I need the card to be re-imbursed. Public transportation passes transfer on Google Pay android phones. Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. We are committed to being fully transparent with our readers. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. You can replace your ticket if its expired, damaged or defective. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. You can register online, via the PTV app or call 1800 800 007 and registration is instant. Then I begrudgingly bought a new Myki card. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. You can also replace your myki online or by calling us. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". How balance transfers work A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . For more information, visit the V/Line website. I am only onto my second card because the first was lost. 0000004635 00000 n
On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. 0000117992 00000 n
Once you do, carrying out a balance transfer becomes rather straightforward. I found that other card with $19.90 on it. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> We're looking to expand the number of card types available, so more passengers can use Mobile myki. No. I only realised this when my replacement card was lost and I called up for a new one. Only Mobile myki has the ability to charge you a fare via a myki device. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. Contact us to request the transfer. Here's where to find it: After logging in to your account, go to "Card Details.". Your myki money or pass can then be transferred to a new smartcard. You can also update it there if youre not on the latest version. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. Enter your card number and other required information.4 If this occurs, you won't incur a duplicate fare. You need to apply for a balance transfer. Simply allow 24 hours for travel and transactions to appear. You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. . Tap Travel Card. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. FAX?! Try hovering the phone just above or near the reader, rather than touching the phone on the reader. <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> Your new starting balance would be $3,090. endobj 0000003014 00000 n
The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. If it doesn't appear, your phone does not have an NFC chip. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. If you can just transfer money between mykey cards, well then what would the tracability of those funds be? Student passes and concession cards cant be replaced online or over the phone. Haven't tried as yet. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. 178 39 With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. You can request a new, free myki smartcard through your online account. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. There are three ways to replace lost or stolen myki cards: 1. About a week back, I went from Frankston to St. Albans, changing at Flinders. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. There is no principle. <>stream
Upon approval, your new card provider might pay your old card provider directly or send a check to you. This will allow you to deactivate your Mobile myki. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. The balance transferred when the old card expired. 185 0 obj You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? I know it's not possible to do it online. Can You Get a Student Credit Card With No Income? To use, simply: top-up your card tap on at the start of your journey tap off at the end. Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. For a bus anyway. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. Remember to top up with enough money to pay for your entire journey. 0000002823 00000 n
215 0 obj Well block your myki and arrange a replacement myki. Get up to 5% cashback in rotating and newly added everyday categories. When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. If you register your myki, you can set Auto Top Upand manage your myki. If these are your only two cards, your credit utilization ratio is 33.33%. What if my card is lost or stolen? 0000003774 00000 n
You can register either when you buy your myki, or at a later date. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. 0000004139 00000 n
Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. To check if you're eligible to travel on a concession myki, see Concessions and free travel. Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. Transfer your balances to the card with the best offer or your new card. Balance transfer fees may apply. This may also be an anti money laundering thing. V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. However, it may take up to 21 days in some cases. Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen What are the best Ways to Start Travel Hacking? Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. Click on "Select Offer.". This question is about Synchrony Bank Credit Cards. You need to be connected to the internet to top up your Mobile myki. Is it a Myki issue? Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. Once your phone has rebooted, go to Mobile myki within Google Wallet. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. 186 0 obj I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? To replace your myki online, you must be requesting the same fare concession type as your original myki. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. Your Mobile myki will now appear in Google Wallet. Unregistered vehicle permit. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. How many level crossings could have been grade-separated with that money? As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. December 29, 2022 - 1:47PM. No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. The cost would have been deducted from the balance at transfer. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. Mobile myki is different to an existing myki card. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. Your Mobile myki expires after two years. On your new phone, download Google Wallet and set it up with your same account details. If you have another transit or public transport product in your Google Wallet account (such as Suica, Las Vegas Monorail), it may detect interaction with the myki system. Most issuers of balance transfer cards let you initiate the balance transfer process online. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. New comments cannot be posted and votes cannot be cast. 0000118590 00000 n
I understand your frustration, especially when it's something that can be done quickly. Please note you cannot replace a lost or stolen myki at a premium station. Mobile Myki can be set to Auto Load. They're talking bullshit. All myki smartcards expire after four years. 0000005119 00000 n
The process begins when you submit a balance transfer application. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. Any other travel benefit such as free weekend travel isn't available at this time. Your first touch on creates a 2 hour fare. Hold the phone still when touching on and off. EDIT; The card that I want to transfer FROM was lost and it was de-activated. You'll need to know the account number for your existing balance and how much you want to transfer. Your balance is protected from the time you tell us your myki is lost or stolen. Annual Fee: $0. No wonder the thing cost more than a billion dollars. I realise this is not a life-changer, but there's a principle at stake. Why do you need to keep swapping cards? <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> endstream You may be using an older version of Google Wallet. You can then see what Android version youre on. This is why I don't keep much money on transport cards. You can only activate a Mobile myki on one device at a time. A Mobile myki expires after two years. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. 0000004863 00000 n
You can manage your Adelaide metroCARD online by setting up an account. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. How do I know if my balance transfer was approved? Some trips take longer than two hours because of a transfer between services. But what if the amount is comparable to or less than the postage? No. If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. I have had a myki card virtually since the start date. Licences. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. Auto-load is the same as auto top up. No. The system was delivered more than $500m over budget and behind schedule. The only way is to download a form, fill it out, post it in, and wait weeks. Myki Money QTEM devices can be found at PTV Hub (SouthernCross). I was told that when I made a new card I would be able to transfer the money across. 0000005223 00000 n
What are the best student credit cards for cash back? <>stream
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